1 Based on a survey of new RAC Car Insurance customers between 1st January and 30th June 2020, 1,192 of 1,415 customers scored us 6 or more out of 10, therefore 84% (8 out of 10) are likely to recommend us to a friend or family member. They’re small devices fitted into your car’s dashboard (out of sight). Essentially, this could help to reduce your premiums if you drive safely. Black boxes can save you as much as £500 a year, and for new drivers who are struggling with high insurance costs, this can be a huge factor. Get a quote Call us on 0345 835 3500. You may find yourself obsessed with becoming a ‘better’ driver in the eyes of your insurer, but this can sometimes be to the detriment of your safety. Telematics, or ‘black box’, insurance has been primarily marketed to under 25s. So that’s exactly what we aim to do with DrivePlus, our black box insurance that puts you in control. No Black Box Car Insurance Comparison. To get the best experience when using our website we recommend that you enable JavaScript in your browser. Our experience in this market means we can often get the best deals for hard-to-cover young drivers. Black box insurance can be beneficial if you have high insurance premiums. Telematics insurance. If you buy an RAC Black Box Car Insurance policy you will need to have an RAC Black Box fitted to your vehicle. Black box insurance tracks the activity of your vehicle, but doesn’t consider who is driving. Black box insurance is growing increasingly popular among drivers. Compare Insurance Quotes With No Black Box from over 100 car insurance providers. The Smartbox is fitted inside the car, normally inside the bonnet. As with other types of insurance policies, if you’re planning to take out black box car insurance it’s a good idea to use an unbiased comparison service like Quotezone.co.uk before you decide on which provider to go with. Insurance black boxes have been around for a decade or so, and are common on policies for young drivers or those with abysmal records. JavaScript is disabled in your browser. This is perhaps the most important benefit of a black box. Black box insurance, also known as telematics insurance, is a clever way of using technology to get an insurance quote that reflects the way you drive. If any of these are true for you, consider no black box car insurance policies. These types of policies track how you drive and send data back to your insurer to calculate a premium based on your driving behaviour. Benefits of black box insurance. ² based on Marmalade Black Box Insurance policies incepted 8th October 2018 – 30th November 2019. What is black box insurance? A black box policy can help young drivers (who notoriously pay high insurance premiums) secure a lower price for their car insurance, but we found that Bell might not be the most affordable black box plan on the market. Multi-car cover. The best black box insurance counts the miles you've driven, so you only pay for what you use. Black box car insurance, sometimes called ‘telematics’, is a type of policy offered by some insurers that monitors your driving. Black box policies are what most people think of when they think of telematics insurance. Best Black Box Insurance for young drivers Jon Martindale January 23, 2015 April 27, 2018. Black box insurance, otherwise known as telematics insurance, calculates your premiums according to the way you drive. For me, my costs were something like: 1st year - £2.6k without a box. Black box insurance works by your car insurer installing a small GPS box in your car which transmits information back to them so they can measure your performance behind the wheel. 1 in 19 Marmalade drivers has an accident during their policy term, compared with 1 in 5 young drivers who have an accident in the first 6 months after passing their … Ingenie Car Insurance Review: The Best Black Box Cover for You? This black box insurance technology enables customers of the Co-operative to earn safer driving discounts, which can dramatically lower premiums. 123GO is our young drivers Car Insurance solution. Windscreen cover. Black box technology is most popular with young drivers and students , who are usually considered a higher risk to insurance … They're usually a GPS receiver and a mobile SIM, and simply record speeds and lateral acceleration, reporting back to the insurer on how the driving matches certain criteria - speed limits, harsh cornering, harsh braking etc. About £1.6k with 2nd year - £1180 without. Black Box Insurance Affordable black box quotes for young drivers. If you are not the only person whom drives the vehicle then you could be penalised for somebody else’s poor habits. Some providers may measure how you drive through a smartphone app instead of installing a black box. And the best way is to understand more generally how to cut the cost of your insurance, and then to scour the market and leave no stone unturned in your search for the best price. Car Insurance is increasingly expensive to new drivers, young drivers and drivers of performance sports cars and hot hatches. There are many insurance providers that offer black box car insurance but, in our opinion, Ingenie offer the best policy when it comes to telematics. It could be a physical black box installed in your car, a plug-in device or a mobile app. Car insurance for learners and black box cover for young drivers with a great app for tracking your driving style and discounts you'll earn for safe driving, but be aware of missing standard features like accident recovery and high cancellation black box costs. Box Insurance Policy Booklet (564KB, pdf) Box Insurance Terms and Conditions (67KB, pdf) Key Cover Policy Booklet (983KB, pdf) Breakdown Cover Policy Booklet … Ingenie Black Box Car Insurance. you'll be alright. 123GO is a simple black box solution. So if you have motoring or non-motoring convictions, our non-black box policies could be a good option for you. After your first year though, black boxes aren't worth the bother imo. It can help locate your car if it is stolen and can alert your insurer if you have a strong impact. Around 1 in 3 drivers simply auto-renew their insurance every year, but this can mean paying larger premiums for the same coverage – or even for worse coverage. As a specialist black box car insurance provider, Ingenie offer learner driver insurance, as well as insurance for new drivers who have recently passed their driving test.